Why is the average home buyer bieng punished?

Dec 112011
 

Ok, this is the deal.
The lenders now tell you mr. and mrs. home buyer. ” your credit rating of 660 is not good enough any more for you to qualify for the wonderful rates we are offering”. The reason is that we have to tighten up the credit guidelines because too many of your have been screwing up.
LIARs LIARs LIARs!
the truth ….
The criminals we let get away making fraudulent loans , false docs, no docs 125% of value, sucker interest rates and so on ie… sub prime mortgages.
YOU WILL HAVE To Pay.
Not only will you have to pay but this is going to continue to the ressession that we are making believe doesn’t exist go on even longer because the average home buyer can’t buy or refinance their mortgage.

makes sense doesn’t it? We business as usual. So don’t forget to vote for the same criminals in Washington that have been abusing us for decades. Their criminal fund raiser depend on you….
You Need 720 to quality for an FHA loan

Should a home buyer use builders’ mortgage company (MTH) to finance–recehey give enhancements if you do.?

Dec 062011
 

You are offered enhancements ($ 10,000-$ 20,000 plus) if you go through them and none if you use your own financing. Rates are higher usually with no flexibility. Any way around this to use your own financing? Anyone have experience with this?

Should a home buyer use builders’ mortgage company (MTH) to finance?

Dec 032011
 

You are offered enhancements ($ 10,000-$ 20,000 plus) if you go through them and none if you use your own financing. Rates are higher usually with no flexibility. Any way around this to use your own financing? Anyone have experience with this?

Raise my score for FHA

Sep 012010
 

I am a first time home buyer who is trying to raise my credit score in order to get an FHA loan.  I have 4 unpaid collections that are more than 3 years old, I keep getting conflicting answers as to paying them off or leave them alone until after my loan goes through. I also have 2 options to be added as an authorized user on a credit card, until I can get my own card. 1 has 3k limit, is 4 years old and is maxed out. 1 has a 500 limit, is about 8 months old, and has a zero balance, both have excellent payment history. Should I use both? Or just one of the cards? Is which one will help the most?

how to tell if a home buyer purchased mortgage insurance?

Feb 032010
 


301 Moved301 MovedThe document has movedhere.

In This Corner: Shop around for best loan rates, terms, fees before purchasing a home

Jan 262010
 

In This Corner: Shop around for best loan rates, terms, fees before purchasing a home
It is an incredible time to be a home buyer. According to RealtyTrac, the estimated median home value in Pennsylvania is $161,701, compared to $195,940 two years ago. Historically low interest rates, home prices that are at 10-year lows and home buyer ta

Read more on The Scranton Times-Tribune