Posts Tagged ‘health’

Question about verification

I sent a PFD request to a CA, because the CA placed a collection on my CR.  The CA responded in writing as if it were a validation request.  The writing contained the OC, a file number, amount and that it was applied by the health insurance carrier as a deductible (doesn't sound right, but that part seems irrelevant).  The letter concludes that a copy of the explanation of benefits from the OC was requested and when it is received, the CA will forward it to me.   Since then I contacted the CA with regard to the PFD request and he seems to be dragging his feet.  Although he won't conclusively refuse to sign the PFD, I do not expect him to at this point.

Read more...





Be the first to comment - What do you think?  Posted by admin - July 26, 2010 at 5:16 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , , ,

medical SOL question/customary billing practices?

  Hello,   I am hoping someone could help me with a  fairly basic semantics question-  I received a collections notice yesterday regarding a "Final Notice " doctor's bill received less than a month ago (on a side note, CO law requires at least 30 days notice before being sent to collections) , for an ER visit in May of 2007.  Everything I have found indicates that the SOL for medical collections in Colorado is 3 years.      However, according to the Final Notice bill,  the physicians' group went back and forth with the insurance provider I had in May of 2007 a few times (June 2007, June 2008, November 2009)  last trying to bill them November of 2009.  Does the SOL period begin from the day medical services are provided, or the day that the health care provider gives up trying to bill the patient's insurance company?      From what I have read, CO law requires you to notify the health care provider of your insurance coverage within 30 days of services being provided- no problem, they required proof of insurance  before any services were provided.  It seems absurd that they would wait so long in between trying to bill my ins. provider-I've tried to look up statutes regarding customary billing practice guidelines or requirements, but could not find any.      I was living in CO at the time services were provided, and still live in CO, and have only moved one time between then and now

Read more...

Be the first to comment - What do you think?  Posted by admin - May 14, 2010 at 4:17 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , , , ,

What is the most affordable health insurance?


What is the cheapest health insurance? Where can I find my family, affordable health insurance? What is the best site for quote on-line? Any reply would be appreciated.

8 comments - What do you think?  Posted by jedwan - March 28, 2010 at 1:10 pm

Categories: insurance   Tags: , , ,

GW Contacts

Hello everyone,    Fairly new to posting but have been reading nonstop since I found this site. I think Im addicted to soaking up all of the information here. Also the success stories just gives you the confidence you need to do something about the health of your FICO score.

Read more...

Be the first to comment - What do you think?  Posted by jedwan - March 27, 2010 at 10:06 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , ,

Health Care Coll said they deleted from all CRA. Couple other things to…

I had a bill from a Radiology place that never billed my isnurance. I moved and never got bills from them.

Read more...

Be the first to comment - What do you think?  Posted by jedwan - March 9, 2010 at 6:46 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , ,

How are you paying for health insurance if you are one of the millions recently laid off?


I know that Cobra is very, very expensive to maintain may be used only in a limited time to run. This problem has been asked before, and those who support the Government health care only those who have been accused of lacking medical insurance, lazy loser. However, with the collapse of the economy, this situation has changed. If you do not re-employment, no income, little savings, then your health insurance do?

9 comments - What do you think?  Posted by jedwan - at 3:18 am

Categories: insurance   Tags: , , , , ,

Why don’t we buy our health care insurance like we buy our auto insurance?


Auto insurance companies competing business, that interest rates lower. Why can not we buy our health insurance, the same way? You need to pay $ 800 – the coverage, deduct 500 yuan, a year of $ 1,000. Solved the problem!

8 comments - What do you think?  Posted by jedwan - at 12:19 am

Categories: Auto insurance   Tags: , , , , ,

What can happen if someone finds my Drivers License, Health and Auto Insurance cards?


I lost my license, insurance cards car insurance health card membership. If anyone finds these items, they are what can be done? Do not use their health insurance, medical care, accident or rack on my car insurance? Open the card in my name? Etc.

4 comments - What do you think?  Posted by jedwan - March 7, 2010 at 2:18 am

Categories: Auto insurance   Tags: , , , , , , , ,

Do you have to have health insurance when entering the Peace Corps?


You have to have health insurance before they can enter, if you take the Peace Corps, and the insurance cover start? So when I? I deal as long as I receive or when I go to step foot on foreign soil?

2 comments - What do you think?  Posted by jedwan - March 5, 2010 at 10:19 pm

Categories: insurance   Tags: , , , ,

I was in an auto accident and now have medical bills. My health insurance paid them but doesn’t the auto pay?


I have my medical insurance pay for the benefits of a car accident I have a copy of the interpretation of medical expenses. I live in Missouri. Suppose that there is no automobile insurance company to pay the bills is still in full?

6 comments - What do you think?  Posted by jedwan - at 6:19 pm

Categories: Auto insurance   Tags: , , , , , , , ,

Next Page »