I tried to start the new year right with fixing my credit and it was good at the beginning but i havent been working much since I am in retail and fell behind about 2months on my capital one and nationwide bank credit card. Is there anyway to fix this problem? any advice is greatly appreciated. I would like to know if I can send a GW letter or something.
I have been working on my wife’s credit for about 3 years now. I have been able to remove about 13 derogatory items, and got lucky on a couple that just fell off by themselves. I pulled a new report on TU and to my surprise I find the two collections that fell off back in the report, with new dates and higher balances.
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1. Recovery Partners LLC
Date Opened: 05/04/2010
Date Reported: 06/30/2010
Citi CC
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2. Stellar Recovery
Opened: 04/13/2010
Reported: 07/07/2010
Comcast
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I am going to DV both of them. However I need to know if I can get these CAs for reaging the debt. Recovery is the same CA, Stellar is a new CA who may have purchased the debt from previous CA.
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I know this is not new debt, as all the CCs are on my name as well as utilities. They have taken old accounts and made new ones with new dates. I havent been in this position before and need all the help I can get, thanks in advance!