I have been a member and watching my score creep up for a few years now. I just got a notification that there was a collection posted to my account! and my score dropped from 682 to 649!!!  CRAP!!
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I have NO idea what this is. I pay ALL my bills on time and have never had anyone trying to collect $208 from me.
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It has been a while since I had one of these pop up, so I don’t remember all the correct steps to take in order to fight this ASAP. I was just about to go to a bank to attempt to get financing on an investment property so this obviously is going to kill me!Â
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i pulled a report on my creditchecktotal and this is what popped up on my experian AND my equifax… What do you folks who have helped me so greatly in the past recommend? thanks in advance!
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| Â EOS / CCA | |||||||||
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| Â | Â | Â | Â | ||||||
| Account Name: | EOS CCAÂ | EOS / CCAÂ | Â | ||||||
| Account Number: | 4347XXXXÂ | 4347XXXXÂ | Â | ||||||
| Acct Type: | Collection Department / Agency / Attorney | Collection Account |  | ||||||
| Acct Status: | Closed |  |  | ||||||
| Monthly Payment: | Â | Â | Â | ||||||
| Date Open: | 11/1/2010Â | 11/1/2010Â | Â | ||||||
| Balance: | $208.00Â | $208.00Â | Â | ||||||
| Terms: | Unknown |  |  | ||||||
| High Balance: | Â | Â | Â | ||||||
| Limit: | Â | Â | Â | ||||||
| Past Due: | $208.00Â | Â | Â | ||||||
| Payment Status: | Seriously past due date / assigned to attorney, collection agency, or credit grantor’s internal collection department | Unpaid |  | ||||||
| Comments: |  | Unpaid  |
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