Mortgage and Insurance

I have a debt to CPA, the debt is mine, so I’m not sure if I should go the DV route.  It’s an old bill through Charter Communications.  According to Charter, they have sold the account to CPA and I no longer owe them any money whatsoever.  This is basically my last outstanding item on my credit report and am trying to get this removed, if possible, within the next month and we are about to start house shopping.  So far, I’ve had a lot of luck dealing with other companies; RJM, Midland, NCO and have provided contact information for them that I discovered through some extensive online searches.  Despite my successes with other CAs, I’m having trouble finding good information for CPA in regards to a PFD. 

 

If I DV them, how long does it generally take for that process to finalize?  I don’t want to have to deal with something showing up as disputed on my CR when we attept to get qualified for a mortgage because I understand that is an immediate denial.  If anyone has any good contact information for Credit Protection Associates, I would greatly appreciate it if you would PM me that information and I have no problem sharing information I have for other CA’s in return.

 

Thanks guys!