ok so I file a dispute with equifax and all they do is place a security freeze on my file. I call in to ask why they would do such a thing and in the course of finding out what is up I also get informed I have 2 separate files that show different things. I can now not even check my reports. They keep claiming it will all be fixed in 3 days and is what I have been told every single day since 12/21/10. I am considering suing them because of this crap. What should I do?
Jan 072011
I have about $120,000 in Student loan debt (a mix of federal and private loans at various interest rates) and $7K, in Credit card debt- the CC debt was about $12K when I graduated a year and a half ago- but it is getting so frustrating not being able to pay this off…I pay my student loans on time everymonth.
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However, I was toying with the idea of going to my bank and finding out if I can get a private loan to consolidate all of this debt and just make one payment- maybe a 15 year loan.
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Is this possible? What kind of rate could I get on this with a 740 credit score?
Mar 122010
Hello all-I am new to this website and so far have found a wealth of information. I would like to know if I posted all the items on my credit report would someone take a look at it and let me know your opinions on what to do/not to do?
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Also what is Portfolio Recovery? I am interested in finding out anything/everything I can do to fix my score.
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Joined scorewatch yesterday and I received EQUIFAX score of 525. Transunion is reporting a score of 573.
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THANK YOU FOR ANY AND ALL HELP I CAN GET. I will post my report as soon as I hear that it’s the right thing to do!!!!:smileytongue: