Ok LVNV is still on my CR from an HSBC account I that was charged off 5 years ago.
I know I have two years left but I would rather fight to have them gone now.
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Right now thankfully they are only reporting to Equifax but the OC is on all three CRA as a charge off.
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Last year since the SOL was up i decided to Media DV them and then send a second request CMRRR and I got the green card back…. NOTHING!
Waited the 90 days or so and then sent copies of everything I sent to Equifax… Got a response back that THEY validated it!!!
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What gives? I seriously doubt LVNV has any media to to back up this collection and therefore it should be removed.
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I am going to give this another shot but I need all you experts out there to give me some info on how do get the best results.
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Thanks in advance to all…

