+31 on EQ

Dec 222010
 

Ok…went from 599 to 630 on EQ (MyFico) as of 12-22-10.  Nothing deleted, no visible changes on report.  I guess just a good Christmas gift.  Although I am waiting on a collection deletion, and a credit card PIF to hit my credit report. 

 

Hopefully I will get a few more points when these items report. 

 

 

What if I got my free CR last year?

Mar 132010
 

I got all of my free credit reports last year in the summer so I am not due for new ones for a few more months.  What can I do until then where should I go for a copy?  I did just apply for car loans would I be able to get free ones because of denials from the apps?

AFNI – Any luck with Deletions on Settled Accounts?

Mar 012010
 

Hello,

 

I’ve seen many tales of people having luck with getting AFNI to delete TLs upon full payment, but I’m curious about what kind of luck people have had with requesting deletions on settled accounts? I settled three accounts with them last week, and I am due to likely do a few more soon. Just want to know what kind of record they have with these kinds of deletions.

 

Thanks for your help and time!

 

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