Mortgage and Insurance

Asset Acceptance has deleted my accounts…..Yip-pppeeeeee.

 

I sent an e-mail to the CEO & VP of Collections (googled the company / SEC Filings and found their names then tried every possible e-mail address from first initial/last name @ assetacceptance  to president @ assetacceptance (7 addresses to be exact, I knew one had to reach them) and received this e-mail today from the compliance director.. part of it read:

 

In terms of your request to delete the trade line from each of the credit reporting agencies as an act of “Goodwill”, it is not our business practice to delete trade lines when a consumer settles or pays-off a debt with us.  In order to accurately report trade lines to the credit bureaus we report them with a zero balance and as paid when an account is settled or paid in full.  However, in this situation, I will make an exception and delete the trade lines, as requested.

 

Whateva man,  I’m very greatful.

 

They are a CA reporting my account as open lates instead of “collection”  which sanked my scores.  So I sent this long letter stating that it was a “GROSS VIOLATION OF THE FCRA.”