Hello,
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I have an item on my credit report that shows it is a CA(Portfolio Recovery)that shows the OC is Collect America.
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PortFolio Recovery
Balance: $881
date updated: 01/2011
original balance: $736
original creditor: collect america
past due: $881
pay status: collection account
account type: open account
loan type: factoring company account
remarks:Â dispute resolved-customer disagrees
date placed for collection: 02/2008
estimated date that item will be removed: 06/2011
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I have no idea who this was originally. Since this is on my report as Portfolio Recovery, I am thinking Collect America sold it to them????  I know it will be removed 06/2011 but can I send a DV to Portfolio Recovery? If they can not provide me with the OC information; would they have to remove information within 30 days so that I dont wait until 06/2011???
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Thanks.
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