Mortgage and Insurance

Hi Could you please give me a hand here?  Thanks to all who respond.

 

1. DOFD  -  Is this the date of the very first time i was 30 days late? and does it matter if i paid lets say up to date 4 months later. The reason i ask is if thats the date calculated when figuring out when it falls of my CR. The very first date i was late or if i paid again 3 or 4 later and never again after that.

 

2.  Can a CA report monthly lates? or just that its a collection company and amount owed?

 

3.  Is the CA date to fall off my report suppose to match the OC date?  Even if the CA bought the account

 

4. Can the OC report lates after the date the account was closed?

 

Thanks