financed by lending institutions; banks, credit unions, savings & loans, insurance companies, mortgage companies, or any other source of financing. I have seen an internet offer to provide a list of these, where a person with a camera(digital preferred)and internet access can contract to provide these records. Before sending any money for this source of companies, I thought I would publish this question to ascertain the validity of such an enterprize. Anyone doing this? I’ll not expect answers from the Metro Atlanta area as I would be competing in this market, especially northwest Metro. If there are positive answers, are the reports of earning $ 60-80 or more per report realistic? Also, are car expenses reimbursed? Thanks To Anyone Responding!!! James Anderson
[email protected]
My question is who offers debt consolidation loans anymore? I beling to USAA but they only offer personal loans, or secured loans. Does any banks or credit unions still offer debt consolidation loans?
byMANILA IMPERIAL MOTOR SALES . . . .
I’m looking for a list of cities in Southern California that offer the MCC (Mortgage Credit Certificate). Does anyone know where I can find one?
So, I got approved for the Capital One secured card last week (in the mail) and just got membership in NavyFCU. Will be getting their secured card once I have a deposit on file. I’m thinking about getting a few more if possible also…
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Does anyone know about the reputation of any of these CUs? I searched around online and found that all of these CUs offer secured credit cards and based on their membership requirements I’d be able to gain access. Please share your experience with these organizations.
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Stanford FCU – https://www.sfcu.org/membership
Digital FCU – https://www.dcu.org/infodesk/membrshp/orgs.html
Cooperativa Latino CU – http://www.latinoccu.org/en
Addison Avenue FCU – https://addisonavenue.com/
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Thanks,
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Nate
Is there a score watch product for TU like there is for EQ? Or is the quarterly one the only product available? I have Score Watch for EQ (my score jumped 34 points in the last week… maybe from the cable CA deletes(?) … or I also paid off a closed (but in good standing) CC with NFCU.
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Which report do most banks, credit unions, retailers, use?
 Q. what’s your personal financial goals?
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-contribute to 401k
already have, stock market is starting to improve. went from 0% to 15%
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-build and analyzed budget
 in process
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-enroll at credit unions as member
 hopefully by next week
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-start up checking acc’s and contribute bi-weekly to fixed and variable expenses
 pending
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-also build a savings
 pending
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-deposit funds every quarter into secure acc’s.
 pending
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-increase credit into secure acc’s
 pending.
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-keep low credit utilization
 in process.
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-obtain a cd secure loan / installment loans
 auto loan in process. rejected an offer that was approved from a lender named “santander.” went and apply for credit at a different car dealership, hopefully ill get approved by a different lender with a better reputation with consumers and interest rather than 24.9%
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-no more inquiries for the year
in process
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-pay off 401k
by end of 2010
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I was wondering if I can get some insight on Equifax and Transunion lenders. I have the least inquiries on those two credit bureaus so I’m definitely trying to stay away from Experian. My scores are also higher on EQ and TU.
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I’m in CA so I know that makes a difference sometimes with some lenders.
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I know some credit unions
USAA (EQ)
PenFed (EQ)
Alliant (EQ)
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I know some cards
Nationwide (TU)
Barclay (TU)
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Any other information would be greatly appreciated. Thank You
Just wanted to share, this might help some people out who are monitoring their FICOs! If you are in the PA area, if you join the credit union PSECU (you do NOT have to be a PA state employee) you can sign up for a FREE online FICO update through online banking each month and its totally free. I got my Trans Union score this month on the 15th and it even logs a chart updating your progress month to month. Very neat feature through this bank.Â
Consider switching!:smileyhappy:
Just wanted to let you know if you are in the area and want to take advantage of this feature. Even if you’re not, check with your local credit unions and ask if they have this feature. Maybe they do?
YAY! Thanks to the help I’ve gotten from here I’ve raised my score 112 points in 6 weeks.
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A couple days ago I found something I wanted for my car. No, not rims. I was trying to find a way to buy this $800 item so i thought a personal loan would work. And its not just for the car. This is also a way for me to build credit. So for the next 11 months, I pay $50. Cant wait to cross the 700 mark!!
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By the way, its true. Credit Unions seem to be easier to get a small loan from. What I did to make sure my chances were good and so this wouldnt put another inquiry on my report was I printed out my credit reports along with MYFICO credit score. I took all that to the credit union and said “don’t run my credit unless you’re sure I will get the loan because I dont want my score to be dinged just to be rejected.” They were confident so I filled out the forms. And got it!
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hoping this is the right forum for this…
i am wanting to join a credit union to help in rebuilding…get a checking/savings so i can try for a credit card with them…
problem is is that there are 4 locally and i can not join any of them…
are there any national credit unions that first off i can join and secong off that are worth my time and can trust will help me rebuild?
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