Long story short my little sister is going off to college however due to the fact that she procrastinated she didn’t get into a cal state and she is now planning to attend a private university that will be costing 31 grand a year! It would all be dandy if my parents could afford that, but I was informed by my mom mother that a grand would have to come out of their pockets every month ( even with Financial aid and loans) my parents surely can’t afford this, that’s why my mom was like
“Oh so well be needing your help” . That made me really angry because I have bills of my own and I don’t have money to just give to them every month. So I tried to tell my mom how its much too expensive.. and how my sis should do a semester at a city college and then transfer to a Cal – State which is 5 grand a year. My mom sounded unfazed my all this so I told her flat out “ if she goes to that Private university, don’t expect any money coming out of my pocket.. and my mom said “ why is that cuz your jealous”! I was three seconds away from hanging up on her.. but out of respect I didn’t .. I got so butt hurt esp. cuz every chance I get I hand them money.. put it this way I handed them a grand so they could pay their mortgage.. andi have yet to get that money back ( and I haven’t even asked for it back)! My credit is ruined because their house is under my name … and I’m JELOUSE??? Most people wouldn’t really care.. but my mom’s opinion means a lot to me and the fact that she says that just makes me feel like crap like I’m this loser that hasn’t finished college and I’m jealous cuz my little sister will?? She just said “ oh I was just joking don’t get all butt hurt like your brother”… but I think it had to come from somewhere.. that’s why it hurts a lot.
I’m sorry ~ but I really DON’T get it….why on earth would a woman want a husband back after he left her & their 2 kids (ages 15 & 13). She is 55 yrs old he is 40 yrs old. They are in my church…he “used” to be totally active in the church activities…then little by little everyone started noticing a change…eventually the word was he left his wife & kids for a 38 yr old woman he works with…needless to say his family was devastated….supposing they are trying to work it out…he lived with the “other” woman for approx 7 months then recently moved in with a male friend in another city, supposing while he & his wife “try” to work out the differences….in the mean time the wife is struggling to pay the mortgage & feed her & the kids…he is giving nothing toward their survival…all last week the wife & kids had to go to her mothers to eat as they had no food….yet on Sundays the husband will attend church with his family to “show” that he is “trying” to work things out….in the mean time the wife went from a confident person to telling everyone in church it is all her fault that she is a controlling person and it is her fault he cheated….I just don’t get it…if it was that bad why did he stay all those years and if your “trying” to work it out why live with another male in a completely different city approx. 20 miles away & why not make sure your wife & kids have food to eat? Any insight would be appreciated….maybe I am too independent I just really don’t understand why a woman would feel so desperate to belittle herself after going thru all that crap….
ADD ON:
FOR THE ONES INDICATING I SHOULD M.Y.B. “SHE” IS THE ONE WHO BROUGHT THE CONVERSATION UP TODAY IN CHURCH IN FRONT OF THE WHOLE CONGREGATION…
Exxon/mobil and 41% profits. Obviously the government and oil companies are in bed together and no one is watching out for the consumer. I hope that a significant revolution taks place instead of the stupid wall street demonstrations that are netting most americans absolutely nothing. Wake up America and smell the crap we are being fed by Democrats and Republicans.
by®DS
by mars_discovery_district
This crap is finally falling off, should I see a decent score increase? Still have other collection though.
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ok so I file a dispute with equifax and all they do is place a security freeze on my file. I call in to ask why they would do such a thing and in the course of finding out what is up I also get informed I have 2 separate files that show different things. I can now not even check my reports. They keep claiming it will all be fixed in 3 days and is what I have been told every single day since 12/21/10. I am considering suing them because of this crap. What should I do?
It seems to me that the American Auto industry has alot to do with where our economy stands. When auto companies show that they are on the right track, stocks go up. Seems to me that those who buy Mercedes, Lexus, etc.. can afford to pay higher taxes. Why in the world would you support foreign middle class and not your own? Tax the crap out of foreign luxury cars . Buy American cars.
Are JDB’s allowed to charge interest on the original amount that was charged off and sold to them by the OC? So for example, if a credit card company charged off a $4000 debit to Atlantic Credit and Finance for example, and one gets a letter from ACF stating the balance is $4500 or so, what recourse does one have? Are they legally allowed to tack on interest to a debt they bought, when the consumer maded no contract or agreement with them to allow interest charges? (or are these interest charges basically tough crap for the defaulter, even though we know damn well ACF did not purchase the debt at full price. ). If they are allowed to tack on interest, shouldnt they only be allowed to tack it on to the amount they actually had to dish out for my JD?
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Okay, First off no I don’t know my credit scores. Credit One was the first company to not turn me down years ago. It’s my oldest card, I’ve had it for about summer ’06. Limit is $700 APR is 23.90% Yeah high I know. I only have a balance of $55. BUT I’m getting tired of their annual fee crap, it’s the only card I have that has a fee. And on top of the fee they went up, it’s now 8.25 used to be 6 something. I don’t think I should keep the card seeing as I don’t use it but once every 4 or 5 months just to keep it "active". I haven’t canceled it yet b/c i want to know if it will have a big negative effect on my credit score since it’s the oldest card. And from what I read they don’t offer cards with no annual fee. What’s the best route to take?
Hi Everyone,
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I am new to this site and I am ashamed to say this has now replaced my facebook addiction  
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I am very ashamed to admit that we had a BK discharged January of 2006 and dug ourselves right back into a hole over the last several years. We had a voluntary repo from Crap 1 January of 2009, and a short sale from CW mortgage June of 2008, numerous cc charge off’s, and several collections. This year we made the decision to take financial control of our lives. We used our income tax refund and paid off (settled) the repo with Crap 1, paid off all of our collections, and we are now in the process to where we are disputing all of our items that we settled on. Â I have been majorly blessed with a great job making twice the money I made last year, but we have no credit right now because we are a little gun shy. We will be in the market within the next year for a new home.
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Basically, I said all of that to ask a few questions. Mainly, how do I get these items which we “settled” to be deleted from our credit report. I have read through the forum so do you suggest that we use the GW letter or should I simply call the companies back. I did receive letters from everyone we paid off that the item would be updated as “paid in full” but wouldn’t it be better credit wise to have this deleted. What about the Crap 1 account? Do you think they would remove the repo?
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Right now DH’s Equifax score is 588 and I am ashamed and embarrased that my credit score with Equifax is 488. It’s so pitiful.
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Any help would be much appreciated!
Thanks guys!Â
Has anyone had any luck combining cards with Capital One lately? I had a crap card from them with a $500 limit that hasn’t budged in  5 years even tho my score has gone 250 points. This past year I got another one with a 3500 limit. I’d like to just combine them because I’m never going to use the other card again but I’d rather keep the old trade line.