Midland Credit Management SUCCESS (HOPEFULLY- Seeking Counsel to a few questions)

Feb 112011
 

Greetings Fico Community-

 

I  think I may have had success with an e-mail GW letter to  Midland (PAID COLLECTION) by contacting the CEO of their parent company!!!!! Thanks to months of snooping around the FICO forums!1:smileyhappy: (THANKS!!)

 

 

**Please PM me for the e-mail contact**
 
  

His reply was short and simple but I imagine that the “compliance department’ would be the one whom handle deletions from the CRAs.??

 

 

Below is his reply in a cut and paste:

 

 

Mr. F********,

 

I will forward to our Compliance team.  I expect they will respond tomorrow.  If you don’t hear from them, let me know.

 

Best Regards,

(Name Removed for Security)

 

 

I originally contacted them in June 2010 (with no response) regarding an old PAID collection which was still reporting as 9 baddies (Judgements and Collections!!!) b/w all the CRAs.. When I received no reply, I recently re-fowarded the e-mail and asked politely for the contact to advise.

 

I have also pestered Midland with numerous phone calls within the last few months. Getting shotdown with the typical ‘we don’t do deletions for paid or setteled accounts.. BLAH BLAH BLAH.

 

Keeping my fingers crossed for a deletion with my GW response!!!*********:smileytongue:

 

Questions posted below:

 

 

 

  • Will  re-post with the results, have  any of you ahad a similar experience with Midland and their compliance department?
  • Does this mean I will receive the deletion request due to an actual response and the referral to compliance?
  • Will My FICO see a jump from having these baddies deleted? (I have read mixed results from having CA info removed)
  • Once the deletion is granted, how long will it take to hit my ScoreWatch Product and see the results on My FICO score?

 

Someone please advise on whether this has the makings of success!!.

 

Regards,

 

mrfulloluv

 

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