Can someone explain the Game to me?

Jun 302010
 

Ok I started out 6 months ago trying to repair my credit. I am using the Equifax service. I have gone from a 471 to 617. Apparently I have to actually Join each site Ex/Eq/transunion to actually get anything changed. ( wish I’d know that from the start.) Ok once I started paying off my past problems. Its seem like creditors actual called each other saying hey he has cash send him  everything you can. I have stuff from the year 2000. Is their not a statue of limitations. I am in California. I have read  if I even talk to any of these guys they can just change the date to make it start from today so I will never get out. I paid my Tax lien off first at almost $7000.00 Equifax just said too bad it does not matter if its $50 or $7000 Tax lien its not Manditory for us to take anything off nor is it Manditory for FICO to do so either. So can someone please Explain the ” GAME” to me what to do with old stuff, who to talk too, whom not to talk too. I am and have been trying to repair but Honestly that’s is the last thing that the Credit companies seem to want. If I screwed up it down 50 points if I fix it its up 2 points….I recently signed and paid on time an agreement with a Golf company for instruction. It was so I could have them report on time payments for 6 months to help my credit. They were like you can’t report that only the Company can. They keep saying sorry we never received it……….So I am listening and trying to do the work. I need some help here…Â