Here’s my problem, I started buying my first home a few years ago. The company that I financed through sold it at closing to Wells Fargo. I have had nothing but trouble from them, every time I pay over the phone or online I get charged a fee for doing so. I can go to a branch and pay it, but 9 times out of 10 they screw it up one way or another, then I get to battle them on the phone for a few hours. Every time I do this I get told you really shouldn’t go to a branch and pay it, for some oddball reason that changes with each call. I’m not behind on my mortgage, I am late a few times because of the branch issues, but that is usually taken care of. My question In a situation like this would another bank be able to buy out my mortgage and I can pay them, or am I pretty much stuck getting screwed by WF.
Thanks for your answers.
I have tried to set-up a direct draft 4 times now and for some reason it never goes through. I might try to have my bank so it directly. I have worked for WF for a few years in the past, they are pretty shady, kinda hate to be dealing with them again. I don’t have a checking account I usually try to deal with cash only, plus I tend to get my bills a few days before they are do, so I figure there will probably be a problem with getting it in time to not pay a late charge, I’ve been having problem with my mail taking forever at this house not sure why.
I guess one step at a time I’ll check my bank first, then go for the check thing if that doesn’t work.
Again thanks for the answers I’m not sure how to post a reply on this so that’s why I did it like this.
