How do you know what category a debt falls into on the SOL chart?

Jul 212010
 

Hi everyone,

 

I’ve tried to find the answer to this question but haven’t had any luck. I have the SOL chart from Bankrate.com that tells you (based on your state) what the SOL is on 4 different types of debt:

  • Written contracts
  • Oral contracts 
  • Promissory notes 
  • Open Accounts (including credit cards)

We just moved from TX a few months ago where the SOL is 4 years across the board….but, now we’re in VA which has different SOLs depending on the type of debt. I’m assuming Promissory notes refer to student loans (that’s the only time I’ve seen that term used). My confusion is trying to figure out what category utilities, cell phones, car notes, etc fall into. Basically, anything that isn’t a credit card. Any and all help is greatly appreciated.

pinnacle credit services

Apr 292010
 

hello everyone. let me tell you my story. i am in the process of saving for a house. i have two collection accounts on my credit report for  a couple of cell phones from 2005, and stopped paying in 2007. each bill is for 750.00. i want to get them deleted from my credit report to boost my score. how should i go about taking care of this. thank in advance.

Please Believe!

Jan 282010
 

Hello Everyone, I just really wanted to say thank you! When I started my quest of credit repair last Feb 2009 I had EQ and TU scores of 550.  I was actually minutes away from bankruptcy cause I figured there was no hope for me. When I entered college I didn;t realize the importance of credit and I got credit cards and cell phones at acted foolishly. But this site helped me realize that there is a light at the end of the tunnel and that with hard work and the right info you can clear your credit. So after PFD’s GW’s and rehabbing my student loan I got an alert today saying that my EQ fico is 776! I almost fainted lol.. I’m still waiting for my dispute to be complete for TU and EX (TU is now 709 but it still has to update for my student loan and EX I don’t know) So to all of you that are rebuilding and praying for that day that you have Fair, to Good, to GREAT credit, that day could be here soon! And sooner then you think, good luck!

 

 

550 EQ to 776 EQ in 1 year!

cell phone companies rip off people with internet access?

Aug 212009
 
helio462 asked:


my brother got a phone 5 months back and as he understood, after a $5.99 monthly he had total internet access on it.
Of course that was not the case and he ended up being stuck with a $200+ fee for the first month and about $140 for the second before he found out that it was not the case.
He honestly thought that the salesperson had told him it was the unlimited with the monthly payment.
Personally, I can just see those salespeople being instructed by their managers to lay out that info as vaguely as possible to trap people (who are not tech savvy)with a few hundred dollars before they realize that they were mistaken. the same thing has happened to a friend a few years back.
what gives? why haven’t consumer groups stepped in to make sure that this crap doesn’t happen?
I mean, internet access on cell phones have been out for a few years now,
it really is an issue that should have been dealt away with by outsider scutiny.

http://www.callingcardscity.com

What kind of offers do we see for cell phones during black friday?

Aug 202009
 
phillyeagles933 asked:


I want to see if the phone that im looking for (LG Vu) would be on sale on black Friday. I want to know what kind of deals phone companies make so I can choose to buy it now or during Black Friday.

http://usa.pushline.com

Where Can i find a good deal on cell phones?

Aug 202009
 
kturner asked:


Is there any place that I can find new Verizon – compatible handsets for under $200 besides Ebay?

http://kenya.phonecardsmax.com

What is the name of the Stephen King novel dealing with cell phones?

Aug 202009
 
Baron asked:


Is this book worth buying? Is it very gripping and will it keep me going? I am looking for something very exciting to read with a kind of scientific (sci-fi) bend.

http://www.callingcardscity.com

Anyone ever sold their used cell phones to companies like phone is cash or cash my phone? How were they?

Aug 172009
 
cgreen230 asked:


I have been thinking about selling my palm treo 650 and noticed that there are a lot of internet sites that claim to buy cell phones. I was just wondering if anyone could offer advice on which companies were the easiest to deal with and offered the highest payment for their cell phones.

http://iran.phonecardsmax.com

a question about buying a cell phone?

Aug 162009
 
KLynn asked:


I am looking at cell phones online and I was wondering about the pricing of the phones…Is it cheaper to buy online or in the store or is it the same? Are there any special deals that I can get so I can get one cheaper? Do employes get discounts on the phones or just their plans? I am only talking about the price of the actual phone, not the plan. Thanks

http://www.prophonecards.com

Where i can find real suppliers of cell phones that deal with pay pal?

Aug 152009
 
Touch Tronic inc. asked:


i need a supplier that sale brand mobile phone cheap and deal with pay pal

http://denmark.phonecardsmax.com
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