Just FYI – TrueCredit Lowered Their Price For Me

Jun 082010
 

I joined TrueCredit for thier trial period and I called today to cancel it.  In order to keep my business, the customer service representative offered to lower the price for me from 14.95 permonth to 8.i95 per month.  I wasn’t planning on staying with them, but for only 1.00 permonth, I get all three credit reports AND all three c redit scores whenever i want to see them. I’m working on rebuilding my credit now so this will come in very handy to me and at 9.95 I don’t think it can be beat.

 

 

Husbands medical bill on my CR

Apr 062010
 

I am working on cleaning up my credit..yay, I can’t believe how fun it is!  

 

Anyway I called today about a medical collection on my CR and EQ told me who it is from and the original balance.  Well it turns out it is from a CAT scan my husband had done at an imaging place a few years back.  I definitely didn’t sign any paperwork or agree to any billing from them (it billed insurance and this must have been the portion that our medical ins didn’t cover).  

 

Are they allowed to try to collect from me just because we are married?

 

It has been sent to collections…do I send a DV to the CA and hope they realize it isn’t mine.  Or should I call the OC and ask them to look up any accounts I might have and when they see it is his ask them to pull it back from collections?

How long do you think it’ll take to make a difference?

Feb 032010
 

My husband was in default on student loans, but we have been paying since last March/April on time so I called today to see about getting them out of default status. The lady said that he will have a letter going out either today or tomorrow that just needs signed and returned. As long as it is returned by the due date they will show them all as current (this is all through the NC education authority, if that matters). Right now it show 7 collection accounts for the student loans, and I’m not entirely sure what to expect. Will it wipe out all the negatives? Will it show current now but still show a bunch of old lates? I wonder how long it’ll take to hit the credit report.