My mortgage broker was going over my finances, and noticed that I pay nearly 900 per year in car insurance. She referred me to an agent who was able to get me the same policy (actually, slightly better) for $ 375!
The problem is, the insurance agent is a long-time family friend. Part of me feels irritated that I’ve been paying so much, and part of me feels nervous to have the conversation where I have to change policies. However, the rate difference is so high that I really can’t afford not to switch.
Any suggestions on how I should handle this?



