I did a PFD recently on two medical collections. After I got a score watch alert I pulled my Equifax report and they were deleted, that was about 5 days ago. I just checked my Transunion report today and they have not been deleted yet. How long before I should worry about contacting collection agency to see why they have yet to be deleted from Tranunion?
Mar 032011
Dec 202010
I sent a GW letter to WFNNB asking to delete a Victorias Secret account (closed and paid in 2006) and an Express account also paid in 2006. I received a letter back saying my Express account has been deleted from their database due to inactivity. Since this is no longer in their database, do I now send a follow up letter/call asking for this to be removed again? What steps should I take?
Â
Thanks for reading.
Aug 112010
I got a Premier Bank Credit Card back in college and everything went wrong. The credit card had 2 30 Days, 2 60 Days, 90 Days, and then went to collections. I was able to get a settlement a couple years go (before I found out about pay for delete). I tried sending a goodwill letter to see if they would delete the tradeline associated with the account and neve got any responses. So, I decided to dispute the account for the 3rd time. I just received the results from Experian and Transunion and the account has been deleted from my reports. I am waiting to see how much of a bump, I will get. I am so exicted!:smileyvery-happy:
Apr 082010
I sent a cold PFD letter to RJM Acquisitions a few weeks ago, offering to pay $250 for deletion regarding a $665 CO Target account. Not only did RJM almost immediately send me a letter stating that they would be “pleased” to accept this offer, they’ve already updated my report showing that I owe $250 instead of $665. No points gained, obviously, as it hasn’t been deleted, but it gives me hope that they’ll keep their word.
Why, oh why, can’t they own the remaining baddies on my report?
Related Blogs
- Related Blogs on RJM Acquisitions: one of the good ones…?
- rjm acquisitions california
- rjm acquisitions bofa
- Success with pay for delete letter RJM
- rjm acquisitions pay for delete
- rjm acquisitions target
- sample pfd sent to rjm acquisitions
- rjm acquisitions bank of america
- success with debt validation letter to RJM ACQ LLC
- success with debt validation
- rjm acquisitions pay for delete let
Mar 282010
DH disputed some of these due to incorrect balances and he also snet some DV’s but here is what has been deleted thus far:
Genesis Financial
Dakota State Bank
Drivetime Repo- Just wanted the balance updated but they deleted
First Premier
NCO Financial
Arrow Financial
Rowan Collection Agency
GEMB/Wal-Mart
First Bank of Delaware
HSBC
DH’s score went from 460 to 532 and he only has one collection left on EQ that we are planning on PFD next payday
Mar 162010
So over the past 2-3 weeks I have been contacting the bureaus about items on my report now all those items I did owe but for some reason they have been deleted from the bureaus. My concern is will they pop back up because I have seen people on here saying sometimes old things come back. Now when i contacted the CA’s myself they said i would have to pay and they had my acct info but when i disputed it with the CR’s now its gone. Im happy and confused. myfico scorewatch went from a 587 to a 627. Im very happy but at the same time now i have a shorter credit history.
Â
Also I have no credit cards open. should I open a secure card?
Mar 102010
I started a month ago with 8 collections on my credit report. I have since gotten PFD on all 8 and all have been paid. I updated my SW today and 4 of the 8 accounts have been deleted from my report. My score did not change at all! How is this even possible?