Looking for some advice / opinions. I have an installment loan account from Wells Fargo that was paid in full well over a year ago. Unfortunately I messed up and made the last (and final) payment on the account 30 days late. Of course Wells Fargo reported the late payment to my CR. My problem is that they are reporting the status of the account as 30 days past due even though the account is paid in full. I have disputed the account twice and it keeps coming back as valid and they will not change the status. Am I correct in thinking that it shouldn’t be reported as 30 days past due when it is in fact paid in full? Thanks
Oct 142010
Mar 102010
I thought I had paid all Bad checks before i closed my account in 2007. I had TU do a dispute. Came back as Valid. It is listed on CR under Global Payments CHCK SVC. Do I contact them or the Business where I originally Wrote the bad check? How do I attempt a PFD? Is that even possible? Any help would be greatly appreciated. I am in a position that I can pay this and will just want to make sure I can at least attempt to get this removed with payment.
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Thanks for all your great help.
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Tammy