Mortgage and Insurance

My husband and I want to start a family, but I have some questions and concerns, and perhaps some of you can help me: I work through our insurance, if I want to use their working hours after the child had a little ‘I lost my insurance until I return to work? Who know that they usually only pay your maternity leave? (I have Blue Cross Blue Shield of whether the difference?) Even with my husband and me that each year some 52,000 to 30,000 I did this, so I affraid I’ll go back to work, the reality is not what I want my baby. I hate the day care quickly. We did not qualify for any assistance, let me stay at home? We live in Florida thank you in advance to anyone who can help! The company is a large – is the United States Department of Veterans Affairs, so I federal, my husband is an installer of small companies fence. We believe that he stayed at home, rather than to me, is your concern, Air Force fight for ideas. We are leasing (650.00 months), but will move to two bedrooms, rather than a bedroom. (This may be 750. 00-800. 00) – there are two cars were paid about 700. 00 months (can not be sold because they are down for a loan … Ugggg!) – In addition we have almost no debt, because I was in last month 3000 1500 paid a fee, from my spoon (or 401k) loans – We are rich, we were back 20 years. . The 22 will turn into a couple of weeks later. The reason why we try so early, because his father was old, had no grandchildren also add we are very responsible, no drinking, no drugs, most of the institutions and expectations of parents!