Can you guys share your experiences after you cleaning up the negatives on your CR? I am cross roads. Don’t know which credit cards I should apply for.
 My current EQ Fico is 709 without any baddies and TU is around 670 with one baddie, which I am negotiating with MCM. Some of them which dropped of my EQ and TU reports are CITI, Amex, Discover, Bof, Chase, HSBC…Long and the short of it is , I don’t know how to build , Share your experiences and any secrets and tips will be appreciated…Â