Appraisal value of a home and the rebuild value given by your home insurance, should they be close in value?

Apr 012010
 


Are usually close? O is a universal, higher than the other?

What can I do to cancel the PMI on my mortgage when the original appraisal was inaccurate?

Mar 062010
 


I contacted the lender knows that the loan balance may exceed the required 80% of the initial value for the assessment, but assessment of the amount is incorrect, why does not account for the land. There are the use in this situation the owner?

What exactly does a mortgage appraisal check?

Feb 282010
 


I learned from my bank told me to have an assessment of the evaluation guide is the purchase price a. It seems strange that the assessment is the full purchase price. Anyone can explain?

Lincoln Appraisal & Settlement Services Declares New Partnership With Generation Mortgage Company

Feb 042010
 

Lincoln Appraisal & Settlement Services Declares New Partnership With Generation Mortgage Company
Lincoln Appraisal & Settlement Services, a national appraisal management and settlement services company, proudly announces yet another exceptional wholesale mortgage lender as a client.

Read more on PR Newswire via Yahoo! Finance

best way to handle unknown status of account

Jan 272010
 

I am in the middle of a mortgage refinanace and I have an old account listed as collections with a zero balance and zero past due.

This is scheduled to drop off in April, but the finance company wants to verify if it has been taken care of.

 

Years back when this account came up, I was in the middle of settling/ making payment arrangements with many creditors due to a loss of employment.

For the life of me, I can not find my old records and dont remember which companies I delt with. So I cant say for sure if this debt has been taken care of or not.

 

I am prepaired to pay in full if need be to get this off my report,so my financing will go through. I do know this collections account came from an unpaid credit card that had about 3k on it. The credit amount listed on collections shows the 3k amount as the opening balance, but since it shows a zero balance and I havent heard from them in at least 6 years, I assumed it was taken care of.

 

I know you guys say to never call the collection companies. So, should I send a letter asking for a DV or is there a better way to confirm the actual balance without letting them know that I dont remember if this was paid or not?

 

 

I would have waited until it dropped to refinance if I knew this would be an issue, since it doesnt show a balance owed. but the ball is rolling and i have money invested in the appraisal ect… so I have to make due for now.

 

any comments/ suggestions would be greatly appreciated, as this is a critical issue for me now that I have to take care of asap!

thx