1. I talked to a couple of accounts today. Direct TV was closed in 2005. But the agency have it at 2007 and the current collections have it at 2009?? Ok how can they just change the date? I was told I can send a letter to Direct TV  to see if they will do a PFD but I am afraid if I do they will just change the date again and say I just paid it off and it will be on my report for 7 more years.

 

2. I also have an old phone bill. it went to collections and they sent me a letter for half the amount which I finally had the money and was going to pay it. I called and the guy said it went back to Verizon like the day before. They sent me a Bill and now want the whole amount ?  again if I call them and pay and ask for a PFD  will it just change the date to Now?? Its from 2007 I am not trying to skip on any payments I just don’t agree in any form that these items should stay with me for 7 more years….Thats Krazy….with a K. Ok so what can I say and what is going to be used against me…..