Credit Saint

Feb 102011
 

I’m actually using Credit Saint. I’ve been in the Clean Slate program for four months and have had great results however………it seems like the bureaus have stop investing items when the results come back. Has anyone else had that problem? Any other agency that provide good results? Has anyone purchased a seasoned tradeline from a repair service?

Not sure if collection is Medical?

Dec 282010
 

Been lurking for awhile, this is my first post! 

 

Pulled all 3 of my free annual reports.  EX and TU are showing a collection account that I don’t recognize and I was hoping someone here would recognize it.  If it’s not medical, I want to do the whole, DV/PFD process.  If it is medical, I’d do the HIPPA/PFD thing.  The CA is AArgon Agency and the OC is Intl. Portfolio / HMA.  I am wracking my brain trying to figure out who this is? 

 

TIA

An advertising agency guarantees creative selling

Nov 302010
 

For any business to be successful in today’s world, smart concepts need to be utilized for selling its product. There are many competitors who are selling interesting products, and you want to make a mark among them. One way in which you will be able to get the attention is through association with a name strong enough to hold its own against everyone. For this to occur, your brand or your organization will have to be accepted as a leading name in your area of work. You will be able to accomplish this only with the aid of innovative solutions offered by an advertising agency.

The world of advertising is really important for most brands and businesses nowadays as there is an increased need to have a brand name that is well recognized by the audiences. While direct marketing strategies will help to sell a particular product to the customers, with the help of advertising tools your company will be able to create a name for itself. If people don’t know about your existence in the world, then selling your products will be a nightmare. With original ad concepts developed by a creative advertising agency, you will be able to stand apart from the competition easily and in a good way.

One of the most important things that will enable any ad agency to help you out with your promotional work is branding. If a particular product gets associated with a brand name, then that brand itself will be able to sell the product like hot cakes. Creating a strong brand name in the industry isn’t as easy as you think. The aid of a start up advertising agency can be really beneficial.

When a good ad firm comes up with an interesting guerilla marketing strategy, your business will get a face that people will easily recognize. Your company will be involved in various promotional campaigns to help sell your product or service like public relations, sales, etc. If your company gets itself a smart advertising strategy or a firm that is good at developing creative ads, then all your promotional strategies will get a lot of help. Additionally, the best advertising agency will be able to use the latest technology like social media and the internet to spread the message well. Once a good technology advertising agency gets its hand on your product, it will ensure that your sales targets are easily met and your brand gets the name it deserves.

Coming up with ways to make your business work is not as easy as it seems. You need to create a good brand name and have an interesting ad concept to get the attention of a target audience. People notice things that stand out; you need to opt for a creative and an original solution to get the attention. However, once you go ahead and get the help of an advertising agency that knows how to go about it, there will be nothing to stop you from climbing the stairs towards success in your business.

More Advertising Articles

PAC Credit Reports

Nov 242010
 

I have got a lot of valueable education from this forum.  I was never compelled to write until now.   I was notified about several inquiries from all three CRAs within the a week.   I checked myfico.com and obtained the details about the agency as follows.

 

PAC CREDIT REPORTS
Inquiry date: 11/22/2010
Contact: PAC CREDIT REPORTS, PO Box 66, Aurora, IL, 605070066   •   (708) 897-6700

I tried to contact the company at the phone number provided but it is a disconnected number.  Contacted EQ but was advised to dispute.  So I decided to “google” the company name and all I got was information that did not make any sense.  Does anyone know what this PAC Credit Reports is about?
Thanks

AAC entry?

Sep 282010
 

There is one entry on my credit report that confuses me. It is listed under the installment section as “AAC”. AAC is apparently a collection agency that had my Bank of Marin account at one time. Bank of Marin, the OC, is not listed anywhere. In the collections section, there is a listing for Asset Acceptance. That is the agency  that has called, sent letters, etc and that I ultimately made payment arrangements through (now paid). The Asset Acceptance listing (CA) has been updated to “paid” but the AAC (under installment, but not the OC or the current CA) is still listed as “derogatory”.

 

Should that be on the listing in duplicate since AAC is neither the original creditor (Bank of Marin) or the current collecting agency? If not, what should I use to dispute that?

QUESTION: Just before joining here I settled and paid a CA….

Sep 252010
 

As I’m reading some of these threads, I’m learning that paying off the CA is not a good idea if the agency hasn’t reported in a while. This particular account that I settled and paid was gaining interest. It was assigned to them on 3/28/2008, but last been updated on 9/11/2010. The orginal balance is $545,  the “current balance” is $700.

 

I’m just learning about DV and PFD’s. 

 

Will my score take a nosedive even with a last report date from the CA was on 9/11/2010?

 

Thanks in advance for the feedback.

Sent letter to CA but they referred it to lawyer. Not what?

Sep 222010
 

I was DV-ing a matter with Pinnacle and they responded with a letter from a lawyer that holds a lien. Pinnacle did NOT have the correct amount listed on the CB and they don’t seem to be the agency responsible for the debt anymore however, they are the middle men when I inquire on the debt. Can I get them to be removed from the process since they don’t seem to be part of the process? Or do I have to deal with them as well or JUST the lawyer (firm)? 

GW Response Help! Credit union did not find derog info..

Sep 162010
 

Sent a GW to my credit union for two late payments appearing on my credit profile for my paid off car loan. Their response was:

 

“We have received your request to delete any derogatory rating to your credit report. Unfortunately, we are unable to comply with your request as we are required by the Fair Credit Reporting Act (FCRA) to report accurately. However, after researching your information, we did not find any derogatory reports to your credit. According to Equifax, we are not reporting any late pays to the agency. If you have documentation substantiating any late fees, please forward those to us. 

 

Should you have any questions or need further assistance, feel free to contact us. We look forward to serving you in the future.”

 

What should I do? Dispute with the agency? Send a copy of my credit report to my CU? 

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