Posts Tagged ‘again’

NFCU Does it again!

I Just called to ask questions about opening a FlagShip card, So I can earn some points, some rewards. The lady I spoke to was by far the most helpfull customer service rep I think I have ever spoke to. She answered my questions and gave me some advice on when I needed to apply for the Flagship card.

Then She asked about my Cash rewards card and getting a CLI, she explained that it was a soft pull and that It would that a few mins and answer a few questions.  This card was opened with a $2500 limit 6 months ago.  I got a CLI to $7000.00.  Makes for a good day. I will be applying for the FlagShip card this coming Fri.

Should I try CapOne again?

I just recently had a CapOne CC that was CO’d reach the CRTP and the SOL (phew).  I am into my rebuilding phase and would be interested in CapOne’s Credit Steps program.  However, do I dare even try to apply for a new card with them?  I have heard horror stories that people have opened a new card with them while having a delinquent debt with them on another card and having them immediately add the delinquent balance to the new card.  Is this really something they do?

Citi "luvs" me again

A CLI of $1,400.

They are my new favorite CCC. Until sometime in the future and I have to chat with a CSR.  :smileysad:

NFCU approved again

Fourteen months ago I was approved for a NFCU Platinum Mastercard with a 25k CL @ 7.9% and a Navchek LOC of 15k @14.9%.

Today I was approved for a NFCU cash back Visa with a 15k CL @ 6.9% plus prime. The NFCU total CL exposure to me is now 55k.

My EQ FICO IS 794 and my TU FICO is 799.

All of my open revolving CLs are now as follows:

NFCU Platinum MC…… 25k

NFCU cash back Visa…15k

NFCU LOC……………….15k

Discover More……………25k

State Farm VISA………..18k

Truwest CU Visa…………15k

BofA MC…………………..15k

US Bank VISA……………11k

Chase VISA……………….11k ( was a Wamu CC and I may close this card )

Total revolving CLs……………………….150k

All of these credit lines were approved between 5/08 and 2/10. They are a direct result of a plan undertaken by me based on my hundreds of hours of reasearch here and the advice of members at my FICO.

THANK YOU ALL!

edited for spelling error

If I buy a new car will my auto insurance run my driving record again?

My husband and I currently have a truck, there is a comprehensive auto insurance policy in Texas. If you buy a new car (thus removing the truck and add a new machine, but our policy does not change anything), insurance companies will run on his record of leadership do?

Can I ever get home insurance again if a previous one has been cancelled?

About a year ago, I canceled my insurance on the house, my deputy director, in order to reduce costs. My bank said that because I never directly told them that they have refused my insurance, I would be very difficult to get another policy. I would now like to start another insurance policy to the family, but raised the question if I had been previously denied? What does this mean? Because it is evident the importance of how you never know what will happen.