I recently paid a nice chunk off on my Discover card (2000 from 5k balance), but was addming more to it with a recent business trip (maybe 1k more). I see today that my I am $501 over the limit! They decreased my credit line. I assume it’s perfectly fine for them to do this, but is it really when it can cause damage to one’s credit score? I have never been over the limit with them and always paid on time, although my balance was always at the limit. NOw with me being $500 over the limit, I assume this will have a more negative effect on my score. True? If so, isnt there any recourse? I know, call them up, bla bla then hear their excuses and reasons and get nowhere.