Well, I have a judgement against me for $11,681 filled in October 2003. I lost my job and had a car go back to the bank, which they then sold, and put a judgement against me for the difference. I’m told that no one will touch me with that judgement and that when any attorney goes to close that will have to be paid off first. My credit scores are 670, 679, and 684.

 

Any advice on what I should do? It takes 10yrs for a judgement falls off but can’t “they” also renew it? If I choose to try and settle the judgement, would I need an attorney? How long would it take to show paid on my credit report? What should I offer to settle for?