I am looking for feedback on this letter – basically, I had an OC get a judgment against me.  There is a CA currently reporting 2 TLs on this debt, and my state tax refunds are being garnished.  I wrote to the court to ask for the current balance and whom to pay, and they directed me to the attorney and said that they do not track payments.  This letter is to the attorney – I wanted to bring up the CA and the judgment issue in hopes of gauging his position about them based on his suggestion while not seeming too demanding. 

 

Dear (Attorney),

 

I am writing regarding the balance on this judgment.  At the time when I incurred this debt, I was not in a position to pay it.  I would certainly have preferred to pay OC and get my car back, but my financial situation at the time made it impossible, especially with the daily storage fees.  This does not alleviate my responsibility, but it is the extenuating circumstance that led to this unfortunate situation.  I am interested in settling this matter.  I would like to resolve this matter in a manner that would benefit both OC and myself.    I have a few concerns about settling this matter: 1) CA has 2 collection accounts listed for me for OC and 2) I have a judgment against me.  As such, I request a current accounting of the amount owed, and your suggestions as to how to proceed regarding the other two items.  Please contact me at the address above, or at my email address, (my email).  I look forward to your reply.

 

(my name)

 

 

 

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