I started the credit repair process today and thought i should start a log so here goes. Today I sent out a gw letter for first premier for a paid charge off even though it seems as there are not alot of people who have had success with them, a pfd to suncoast schools fcu, and cmrrr dv letters to continental finance,pinnacle financial group,and online collections.Also if anyone wants to chime in im wondering why my equifax could be so low the accts on there are as follows:
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Paid auto loan no missed payments (5800)
Paid as agreed lease (2340 a month for 2,5yrs)
5 credit cards no more than 7%balances (had 3 cards for 2yrs and other 2 for 1yr)
paid student loan no missed payments(the loan was only 6000)
auto loan pays as agreed(just got truck 1 yr ago)
paid charge off for $200 (2 yrs since dola)
collection $634 (dola 12/2006 just started reporting 2/2010)
charge off for original balance of $1443 ( i have paid off $500 since it was charged off.also it reports as open)
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