Hello all,

 

I have bad credit right now and all of my old cc is in collection agency and it will fall off within the next 3 years, im trying to rebuild my  credit, i had some people advising me to get a secured credit card. I was wondering anyone in this forums had any experience with any secured credit card.

 

here are a list of cards i researched.

 

BOA secured

New Millennium Bank secured

Orchard banks Secured

WellsFargo Secured

First Premier

Public Secured

 

i want to get a card that  can report to the 3 credit bureau, can be upgraded to a unsecured credit card eventually.

 

can you guys please give me some advice or recommendation.

 

 

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