Public Record: Tax Lien–Paid (Satisfied) vs. Unpaid–Score Difference?

I’m trying to refinance my home via FHA Streamline Refinance.

My middle score is 1 point off (at least before the new inquiry hit–now it’s probably 4-6 points off).

Anyway, my question is if a Paid Public record will reflect a slightly higher score vs. an Unpaid Public

record?

 

My TU report lists the PR as Paid (Satisfied) and my score is 50 points higher than EQ and EX!

EQ and EX list it as open (though it has been paid for almost one year). If I dispute, is it likely the updated

status would give me a score increase or would it be lower because of new activity, etc..?

 

I really want/need to refinance and am hoping a paid public record is considered more favorably in the scoring

than an unpaid one. I’ve read that from a CA point of view it doesn’t really matter, but my higher TU score seems

to indicate that maybe a satisfied PR increases the score.

 

Any thoughts are greatly appreciated.

 

Thanks!

• paid ex score
• paid satisfied auto on credit
• paid vs unpaid tax lien
• State tax lien paid satisfied and cancelled