Posting credit report

Hello all-I am new to this website and so far have found a wealth of information.  I would like to know if I posted all the items on my credit report would someone take a look at it and let me know your opinions on what to do/not to do?

 

Also what is Portfolio Recovery?  I am interested in finding out anything/everything I can do to fix my score.

 

Joined scorewatch yesterday and I received EQUIFAX score of 525.  Transunion is reporting a score of 573.

 

THANK YOU FOR ANY AND ALL HELP I CAN GET.  I will post my report as soon as I hear that it’s the right thing to do!!!!:smileytongue: