Mar 122010
After lurking this site. I had the VA lender pull my credit on Dec 12, 2009. Scores were TU 606 EQ 609 EX 624. After combing thru my report and disputing inaccuracies ,with the help of PFDs and a little luck with CRAs deleting tradelines. I pulled my TU yesterday on myfico and it was 684. WOW for me that is an accomplishment with my old track record of paying bills. Today I got a score alert. My EQ is 620. EX still????. My scores should go up when my statefarm VISA (8500 limit payed down to 2000 dollars now) and wnever HSBC decides to report two zero balance accounts. My overall utilazation has gone from 83% to 19%. So I hope ill see a good jump next month. Thanks to all on this site.