Someone please help me to understand.  About a year ago I had a vehicle repossed.  I have sinced made an arrangesment to pay off the debt, which I have been doing faithfully on a monthly basis.  Then within the last six months the company started sending monthly negative reports to all three of the credit reporting agencies.  Is there something I can do to stop them from doing this?  Do I have some rights regarding this practice?  Can someone please help me to understand?  I am working very hard to improve my credit and to get my credit score up, but this seems to set me back every month.

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