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Afni Verizon reporting different dofd?

Feb 242010
 

One of my last baddies to tackle is Afni. The debt is for a Verizon landline that Afni bought. As of a few weeks ago, Verizon stopped reporting on my cr. I wanted to check on reporting dofd’s because I sometimes get confused with the different cr formats.  

On my EQ cr from 02/02/2010 I have this:
Verizon North
Charge Off
Date Opened: 02/2005
Date Reported: 04/2009
Date Major Delinquency First Reported: 04/2009
Date of last activity: N/A
Balance: $381
Date of First Delinquency: 04/2005

Afni Bloom
Date Opened: 05/2009

Date Reported: 07/2009
Date Major Delinquency First Reported: 07/2009
Date of Last Activity: N/A
Balance: $381

Date of First Delinquency: 09/2005

Now on my EQ cr (and all my reports are directly from EQ) from 02/20/2010, I only have the Afni account listed, which is the exact same as it was listed on the 02/02/2010 cr. I know most of the other dates don’t matter as far as differences go between a ca and an oc reporting, but shouldn’t the DOFD for Afni be the exact same as the one for Verizon? I felt they should be, but I wanted to make sure. For some reason Afni is giving me a hard time about doing a PFD, so would this reporting (if inaccurate) be good leverage to get them to agree? I haven’t DVed yet because I am trying to get this off fairly quickly, as it is my most recent collection. Luckily, I have not admitted ownership of this debt to Afni yet. I got my PFD letter from myfico.

Forgot to add, on my TU cr, it says Afni will drop off 08/2012. Verizon was never reported on my TU, so I can’t look back and check that one. 

 

 

Message Edited by steenec on 02-23-2010 04:08 PM
Message Edited by steenec on 02-23-2010 04:33 PM
  •  Posted by admin at 12:07 am
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