January 22, 2013 in mortgage by jedwan
5 Comments »
You will find the most competitive rates of lenders online. Search and look and see which one offers the best rate.
No one can answer that question without knowing your circumstances, your credit, where you are buying, etc.
There are many variables involved. To find a company that will give an estimate online, check out http://loan.divinfo.com/
No one can tell you that without knowing your circumstances. Call some brokers and see what they can do for you.
Why do you want to go 80/15? Are your credit scores too low to do a straight 95%? If you qualify for a 95%, that is better. With an 80/15, you’ve got two loans and your second is going to have a high interest rate.
US Bank Home Mortgage has a program called “Quick and Simple” it’s a stated income/stated assets loan, 95%LTV, with a great rate. Rate is the same as a conventional loan. When compared to there optional 80/15 stated, it beats it hands down. http://www.usbank.com to find a lender near you or to apply online.
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