Mar 072010
I am married and have (4), the children, now is a couple of days, we all know, needs (2) income to maintain daily necessities. I came to a muscle / lung disease, the work of disabled me, but I can not get help from any job, unless I was 180 days, or God knows how long the social protection. I have therefore tried to find somekind to reduce Disability Insurance guides will be made to the aid of my husband, to need at least pay for the services of mortgage can ask people to help me some good information
You cannot purchase disability insurance once you are disabled. The time to purchase this type of coverage is BEFORE something happens. What you are trying to do is like buying homeowners insurance after your house burns down. Sorry, but unless this is a mild and temporary disability, it is unlikely you will be able to purchase any disability coverage for yourself.
If your husband is in good health, you should investigate disability coverage for him.
Good luck!
Sorry, but it is too late. You can only get disability income policy if you are healthy.
I would still suggest your husband get a disability income policy and take out life insurance too. Call the insurance company that handles your homeowners insurance, they probly offer it. Call your agent.