The cabin is a shell, the need for an inside job done to be done. As I end this week on the property, but must have insurance. I can not use insurance homeowners, because they still live there. Speech I Geico, my suppliers, who have made the construction of insurance. I would like insured thirty yuan, in order to end. I am very confused. I need mortgage insurance, or insurance or real estate business? ? ? 谢谢.
You need an owners interest / builders risk policy. I am a licensed insurance agent & specialize in construction insurance, and can help with this.
If you’re interested, I can provide a free quote, with no obligation. Please email me for info.
You need a course of construction policy (builders risk) in the amount of your loan.
If you are remodeling for lets say $X, you need to add that on top of your loan to cover the entire thing (the current structure and the addition/remodeling portion).
Just be aware that this kind of policy does not cover premises liability, as its only for the actual structural damage. If you want liability also, I suggest you get a separate liability policy for vacant dwellings.
You can get your COC (course of construction) policy through Zurich. You can either contact them directly, or you can call a local Farmers Insurance agent. They work w Zurich directly and will be able to give you more detailed personal assistance. The liability policy can be purchased through for example Nautilus Insurance Company.