My insurance through my work (healthcare centers) has verbally indicated that they would not include any weight loss procedures. My doctor asked me to do lap band procedure, I want to show me my insurance to pay for them. Have any suggestions?
Many group policies do cover lap band and some individual policies do as well. However, the individual policies have height and weight guidelines, and if you’re overweight enough to have lap band recommended you will be outside those guidelines and will be declined coverage.
You may want to check with a local independent agent just to make sure but don’t hold your breath. If you do find a company that will accept you and will cover the lap band procedures they’ll probably have a waiting period before you can get covered.
absolutely none.
Many group policies do cover lap band and some individual policies do as well. However, the individual policies have height and weight guidelines, and if you’re overweight enough to have lap band recommended you will be outside those guidelines and will be declined coverage.
You may want to check with a local independent agent just to make sure but don’t hold your breath. If you do find a company that will accept you and will cover the lap band procedures they’ll probably have a waiting period before you can get covered.