example: the 3/2 house we used to have in AZ had a 28,000 gallon pool and our HO was about 40/month {pool = attractive nuisance to small children with drowning risk}
here in South Florida, it is not unusual for HO on a 3/2 to be 750/month without a pool — 20 times the AZ rate.
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So. Florida has hurricanes, AZ does not. makes a huge difference in rates.
There is no such things as average. A 3 bedroom house in or near a major city would cost more to insure than one in a rural area. Additionally there are other risks to consider: flooding, hurricanes, crime; all impacting the price of the policy. Additionally, there is the age, building type, alarm system, dog, pool, etc to consider.
depends heavily on where and what is covered.
example: the 3/2 house we used to have in AZ had a 28,000 gallon pool and our HO was about 40/month {pool = attractive nuisance to small children with drowning risk}
here in South Florida, it is not unusual for HO on a 3/2 to be 750/month without a pool — 20 times the AZ rate.
***
So. Florida has hurricanes, AZ does not. makes a huge difference in rates.
$764 year nationally, and averages vary by states too
Well, there’s no “average” between, say, Florida, and Iowa. There’s no “average” between a brick house, and a frame house.
There’s no average cost to rebuild.
An estimate would be, somewhere between $500 a year, and $5,000 a year. Depending on the house, and your credit and claims history.
There is no such things as average. A 3 bedroom house in or near a major city would cost more to insure than one in a rural area. Additionally there are other risks to consider: flooding, hurricanes, crime; all impacting the price of the policy. Additionally, there is the age, building type, alarm system, dog, pool, etc to consider.
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