Last night I called the number on the back of my AmEx BCE card I got in December with a credit line of 2,500
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It had been more than 60 days of activation, so I decided I should try to get a 3X CLI
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I was rather nervous because my annual income for 2011 was 29,100 and I was asking for a 7,500 credit line.* I also usually have low utilization on all of my cards but last month I put 1000 through my BCE because if you spent 1,000 in the first 3 months you got 100 cash back as a sign up bonus.* Apparently my high utilization of 40% on the my last cut bill did not hurt my chances too much. ** I had already paid the 1000 bill completely off.*
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Anyways, I was approved!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!* :smileyvery-happy:
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My Credit* lines right now are:
AmEx BCE 7,500
Alliant Credit Union (visa) 2,000
Shell drive for 5 gas card 400
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Total credit line of 9,900** !!!! WOW!*** I rather blown away, exp since my open credit lines a year ago were rather low in comparison.*
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As of one year ago my credit lines were
Alliant credit union (visa) 1,000
Shell drive for 5 gas card 400
Total credit line****************** 1,400
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I will be applying for Fort Knox FCU's gas card so I can get 5% cash back on gas and replace it with Shell's card that will not grow with me.*